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Kwik Cash Line of Credit

Do you occasionally need quick access to cash? Our Kwik Cash loan is a revolving credit line, usually up to about $5,000. Once approved, you can draw from your Kwik Cash line of credit as needed in online and mobile banking, or with a teller. It is simple, convenient, and, yes, KWIK!

Payment: Your minimum monthly payment is based on the balance after your last advance. It is calculated at $4 per $100 borrowed, with a $15 minimum. For example, if you take an advance of $500 and it brings your balance to $2,000, your payment will be $80 per month ($2,000/$100 x $4).

Interest: The interest on your KWIK Cash Loan is a variable rate. The rate is indexed to the Prime Rate as published in The Wall Street Journal on the last day of each month, plus an 8.50% Margin.

Kwik Cash Loan Rates

Rates effective as of 02/28/2025
APRPayment Information
16.00%5Greater of $15 or $4 per $100 of Balance

5APR stands for Annual Percentage Rate. Rate is variable based on prime rate plus a margin of 8.50%. The rate can change on the first day of every month, based on the prime rate as published in the Wall Street Journal’s Money Rate Section on the last day of each month.

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  • Absolutely love this Credit Union in Jefferson. This has been my very first Credit Union. I have always had just regular Bank accounts, and now would never switch back to a Bank. Helpful and extremely wonderful staff I have ever seen. Thank You County City Credit Union!

    Patty O.

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