Savings & Checking Rates
Rates effective as of 1/27/2025
| Type | Minimum to Earn Rate | Rate | APY* |
|---|---|---|---|
| Regular Savings | $25 | 0.15% | 0.15%* |
| Life Savings | $25 | 0.03% | 0.03%* |
| Checking Plus | $500 | 0.10% | 0.10%* |
| Business Checking Plus | $500 | 0.10% | 0.10%* |
| IRA Deposit (Traditional, Roth, Coverdell) | $n/a | 0.15% | 0.15%* |
| Club Account ³ (Christmas, Vacation) | $25 | 0.15% | 0.15%* |
| Mortgage Escrow | $n/a | 0.20% | 0.20%* |
*APY = Annual Percentage Yield. Rates subject to change any time without notice. Fees may reduce earnings on the account.
Money Market Rates
Rates effective as of 1/27/2025
| Balance | Minimum to Earn Rate | Rate | APY* |
|---|---|---|---|
| $0 - $499.99 | $n/a | 0.00% | 0.00%* |
| $500 - $2,499.99 | $500 | 0.10% | 0.10%* |
| $2,500 - $9,999.99 | $2,500 | 0.25% | 0.25%* |
| $10,000 - $49,999.99 | $10,000 | 0.50% | 0.50%* |
| $50,000 + | $50,000 | 1.00% | 1.00%* |
*APY = Annual Percentage Yield. Rates subject to change any time without notice. Fees may reduce earnings on the account.
Share Certificate Rates
Rates effective as of 1/27/2025
| Type | Minimum Deposit | Rate | APY** |
|---|---|---|---|
| 90 Day | $1,000 | 3.85% | 3.91%** |
| 06 Month | $1,000 | 3.90% | 3.96%** |
| 09 Month | $1,000 | 3.95% | 4.01%** |
| 12 Month | $500 | 4.00% | 4.06%** |
| 18 Month | $500 | 3.90% | 3.96%** |
| 24 Month | $500 | 3.75% | 3.80%** |
| 30 Month | $500 | 3.65% | 3.70%** |
| 36 Month | $500 | 3.55% | 3.60%** |
| 48 Month | $500 | 3.40% | 3.44%** |
**APY = Annual Percentage Yield. Penalties apply for early withdrawal. Rates subject to change any time without notice. Fees may reduce earnings on the account.
IRA Certificate Rates
Rates effective as of 1/27/2025
| Type | Minimum Deposit | Rate | APY** |
|---|---|---|---|
| 12 Month - Traditional, Roth or Coverdell | $1,000 | 3.95% | 4.01%** |
| 30 Month - Traditional, Roth or Coverdell | $1,000 | 3.60% | 3.65%** |
| 48 Month - Traditional or Roth | $1,000 | 3.35% | 3.39%** |
**APY = Annual Percentage Yield. Penalties apply for early withdrawal. Rates subject to change any time without notice. Fees may reduce earnings on the account.
Ready To Join Our Credit Union?
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Kathleen K.
After being in banking for over 16 years and customer service for a lifetime, I am very impressed with your staff. Always friendly, knowledgeable, helpful, and available to help members. Sadly, not all places are as respectful of our time and needs. Thank-you for raising the bar!
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Patty H.
I like the friendly helpful people. County City has all the products that I need. Online banking, ATM, great rates on loans and CDs. I have been a member for 9 years.
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Patricia G.
Love how welcomed everyone makes you feel when you walk into the credit union and always so helpful!! Would not bank anywhere else!!
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Doug H.
County city is an awesome credit union unlike anywhere else I have ever banked, they have actually come out to my house to do loan paperwork due to my work schedule. Now that is love.
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Alicia F.
The staff at CCCU go above & beyond! Customer service is excellent & everyone is so knowledgeable & friendly. I've been with County City for over 20 years & I've honestly never had a bad experience! Thank you so much CCCU!
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Patty H.
So glad I put my money with County City CU when I moved to town. The staff is super friendly and helpful (unlike the sullen people at the banks in town). They have the financial products that I need, with online service and a convenient location. LOVE my credit union!
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Donna A.
Growing up my dad always told me to put my money in a place that knows you and remembers you! I have been a member for quite a few years now and I still smile every time I drive up and they say, Good morning. Donna! They never hesitate to ask If I need anything! That to me speaks volumes! Thank you, County City credit Union! You are all simply the best!
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Kathleen K.
After being in banking for over 16 years and customer service for a lifetime, I am very impressed with your staff. Always friendly, knowledgeable, helpful, and available to help members. Sadly, not all places are as respectful of our time and needs. Thank-you for raising the bar!
-
Patty H.
I like the friendly helpful people. County City has all the products that I need. Online banking, ATM, great rates on loans and CDs. I have been a member for 9 years.
-
Patricia G.
Love how welcomed everyone makes you feel when you walk into the credit union and always so helpful!! Would not bank anywhere else!!
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Doug H.
County city is an awesome credit union unlike anywhere else I have ever banked, they have actually come out to my house to do loan paperwork due to my work schedule. Now that is love.
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Alicia F.
The staff at CCCU go above & beyond! Customer service is excellent & everyone is so knowledgeable & friendly. I've been with County City for over 20 years & I've honestly never had a bad experience! Thank you so much CCCU!
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Patty H.
So glad I put my money with County City CU when I moved to town. The staff is super friendly and helpful (unlike the sullen people at the banks in town). They have the financial products that I need, with online service and a convenient location. LOVE my credit union!
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Donna A.
Growing up my dad always told me to put my money in a place that knows you and remembers you! I have been a member for quite a few years now and I still smile every time I drive up and they say, Good morning. Donna! They never hesitate to ask If I need anything! That to me speaks volumes! Thank you, County City credit Union! You are all simply the best!
-
Kathleen K.
After being in banking for over 16 years and customer service for a lifetime, I am very impressed with your staff. Always friendly, knowledgeable, helpful, and available to help members. Sadly, not all places are as respectful of our time and needs. Thank-you for raising the bar!